Comments on: Your Netsafe Card for Online Shopping

By: Bibin

Bibin — Sat, 06 Aug 2011 10:57:49 +0000

I am student. Can i get a NetSafe from HDFC bank. Can i use this card like a CREDIT CARD. Can do any thing more after i take NETSAFE

By: Mukunth

Mukunth — Tue, 14 Dec 2010 04:22:16 +0000

Nothing to say… Haneef & Ex Netsafe Fan aid it fking perfect…Im student, Read on
Even my money got struck up and they refunded back after 35days of the date of last transaction…And None of the workers in any branches werent aware of it… I spoke and asked more questions and they were what the fk are you speaking…we ourselves dont know this…LOOOL
by the way..i got a main information is that
NETSAFE CARD GENERATED CAN BE USED ONLY ONCE & on one website…damn i generated like 5000Inr..and 4000 got struck up for 35 days..

By: Antony

Antony — Mon, 07 Jun 2010 15:19:43 +0000

There is absolutely no use in verifying HDFC Netsafe on PayPal. The verification of Netsafe takes place successfully. But this is done by Paypal by charging $1.95 dollar to your card.

The moment Paypal successfully charges $1.95 to you Netsafe card, the netsafe card becomes unusable, even if you have money left in the card. This is because, your Netsafe card can be used for only one transaction.

So your card gets verified and $1.95 is taken from your account and shifted to your online Paypal account. Paypal does not return that money back to your local savings bank account in India.

But it boasts in the online statement as Bonus Gift from Paypal. They pull the money from us and add it to our online Paypal account. That is all.

Paypal is the most widely used online payment service. But it does not accept any debit cards from Indian banks. And the Netsafe card is useless, because every netsafe card generated and added to Paypal is individually verified everytime by pulling $1.95, and that automatically makes your NetSafe card invalid for any more transaction.

Looks like this is an issue with confirming to RBI norms. Somewhere something is not settled down as per rule I guess. As a result, paying using debit card or netsafe is totally useless and disappointing.

Ultimate sufferers are the Indian customers and this also results in decline of online purchases from Indian customers.

By: Lakhyajyoti

Lakhyajyoti — Mon, 01 Feb 2010 14:11:03 +0000

As a student I am facing lots of problems to verify my paypal.Can I use SBI YUVA?

By: Ex Netsafe fan

Ex Netsafe fan — Thu, 27 Aug 2009 20:18:37 +0000

I have been using Netsafe Card for the last four years. But stopped it. Now it just does not work exactly when you need it. Without going into details what I can just share is- to the point communication with the bank yielded only one thing- few links of their netsafe webpage. And afterward- refusal to help. No one at the bank branches know anything details about it and the help centers are hopeless. Finally, I had to scrap the idea of using netsafe anymore. It is like death of a nice product just for few incompitent HDFC bank workers.

By: Haneef

Haneef — Sun, 02 Aug 2009 15:44:33 +0000

Hello All,

Beware of HDFC Netsafe Card. Your money could get stuck for 3 to 30 days. They have this information in fine print.

I just xfrd 10,000 to my virtual card and if I decide to shop for 2,000/- now, my 8,000 will get stuck for 30 days. If I do not shop at all, my 10,000 is stuck for 3 days (5 days according to Cust Care Rep).

This is ridiculous as my money is stuck now!!!

Quote from HDFC FAQs:
What happens if I do not use the NetSafe Card at all or if I use only part of the NetSafe Card amount?
For a completely unused NetSafe card created from your Credit Card, the amount is credited back at end of validity period. For Netsafe cards created from your Debit Card, the amount will be credited back in 3 working days to the source account.

In case the NetSafe Card was partially utilized, the balance amount gets credited to the source account within 7 days (for Netsafe Card created from Credit card) or at the end of 35 days (for Netsafe card created from Debit Card) from the date of transaction.
- Unquote from HDFC FAQs.

Worst is Credit Card amount which gets credited back only at the end of validity period!!! Shame on the policy!

What HDFC can do is give the users the option to how long do they want to keep the selected amount in virtual card.

I called up immediately and was hung up thrice by your reps. Have already given feedback at HDFC website Feedback form.

By: AKM

AKM — Thu, 18 Jun 2009 03:40:57 +0000

I have written a post on verifying PayPal with Virtual Credit Card http://rcanblog.com/paypal-verification-with-virtual-card-40/

By: PayPal verification with virtual card | rcanblog

PayPal verification with virtual card | rcanblog — Thu, 18 Jun 2009 03:29:58 +0000

[...] have written a post on Devilsworkshop on HDFC NetSafe Card. HDFC Netsafe card is a kind of Virtual Credit Card which can be used for online shopping with [...]

By: Rahul Bansal

Rahul Bansal — Tue, 21 Apr 2009 19:30:00 +0000

@Pavan
We have a new Editor here at Devils Workshop.
I just updated all posts of AKM to reflect his introduction.

By: Pradhan

Pradhan — Sat, 18 Apr 2009 11:33:07 +0000

Online shopping very popular way to purchase everything i.e. cloths, shoes, furniture and appliances. There are no crowds to contend with and it’s convenient. Shop as and when you want, instead of when a store is open. Additional benefits of Online shopping are price comparisons and reviews by many purchasers about products and merchants. However, the Internet has unique risks. It is very important to take protective steps when you Online shopping.